Post #500 -- The Finale?

It started with a post called The Idea.  15 years and 499 blog posts later, I'm at #500.

Normally I'd be composing my annual entry on things I'd like to see happen next year.  (A couple of them actually happened, but the majority didn't, as is the norm.)  But I'm not going to do that this year.  In fact I may never do it again, because the time has come for me to take a (permanent?) sabbatical from this blog.

I never started a blog with the expectation that it would influence anyone or create a following.  I did it because at the time 1) it was a popular thing to do, and 2) I thought it would help organize my thoughts and possibly help my writing skills.  The former has been taken over by new technology (substacks and podcasting), while the latter....that probably did work out.  At the least, I have some good background material for the age 45-60 part of my future memoir.

Looking back at those previous entries, so much has happened and changed over 15 years, to me and to the world and how I view it.  If this is going to be my last post, I'm going to spend it by pulling the camera back to that long ago, and draw some big picture conclusions:

The world is sorely lacking critical thinkers.

I've always subtitled this blog "The random rants of a critical thinker."  I never meant it in a braggadocios way, but rather to spotlight a competency I have that, frankly, most people don't.  Most people believe, in full or part, whatever they hear or read.  They're either unable or unwilling to do their own objective research to determine what's true from false, or right from wrong.  Lots of my rants over the years made this clear, and it's a major, worsening problem in America.  If the 2024 national election proved anything, it's that propaganda rules when we don't have enough critical thinking.

Advances in personal technology are both the best and worst thing for America.

First the good:  We are so much more productive now than 15 years ago.  We're able to do more with less, and do it more efficiently.  I've had my sole proprietorship business for the past six years, and there is no way I could do it without the technology I have at my disposal -- some of which wasn't available 15 years ago.

That said, social media is softly killing this country.  It was great at first, and then rogue players moved in to monetize it and/or politicize it, because they know people are easily manipulated.  (This goes hand-in-hand with the prior paragraph.)  It makes people do bad things to themselves and to others.  In the worst case, it leads to autocracy and anarchy.

Music must have good lyrics to be good music.

'Nuff said.

Travel to other places is a very good thing.

I wouldn't say I've traveled extensively, and definitely not internationally, but I've traveled all over the country enough to know everyone should do it.  Every time I've been to a different region of the country, I've come back with my thinking reset as to how people and places aren't alike in how they go about things.  There are all kinds of people doing all kinds of things all kinds of ways, and it's great to see that.  People who don't travel don't see this, and tend to think their way, their beliefs, are the only ones.  That isn't good for them or anyone else. 

Cannabis deserves the same legal treatment as alcohol and prescription drugs.

The federal government insists on acting like marijuana / cannabis leads to worse outcomes than alcohol or prescription meds.  Really?  Worse than the tens of thousands of alcohol-related illnesses and drunk driving deaths?  Worse than the opioid or fentanyl crisis?  It's willful ignorance.  Most cannabis users are just going for at-home pain relief or a cartoon-watching buzz.  It calms them down, it doesn't make them hurt themselves or go out and hurt others.  It's beyond time for regulated, federal legalization, but it won't happen until the feds decide they want the tax revenue now going to the states.

Investing isn't costly, but it can be.

I'm not saying it's easy, but I am saying you don't have to pay so much to have others manage money for you.  You have to dig deep, find out where the hidden costs are, and not let the financial and insurance industrial complex work for them instead of for you.  For most, this simply means finding an advisor they trust.  Unfortunately, that usually means they end up going with some non-credentialed stranger they know from somebody who knows somebody who knows a person who they sometimes sit next to occasionally at church.  Like anything else you buy, caveat emptor.

So.....I guess that's all for now.  Don't forget to buy my memoir, but until then, peace out.

Is Thanksgiving Real

It's Thanksgiving week, which means I'm going to the well again for a list of things for which I am not thankful.  It's going to be a politically heavy list this year, because it's an easy fit....

The most corrupt, amoral, unethical person to be elected U.S. president, Trump.

All of the complicit, lying, sycophants of that person.

The right-wing Republican propaganda machine.

The stupidity of Americans, and by default, the American electorate.  I wrote about this 15 years ago!

Our lack of critical thinkers.  I wrote about this 13 years ago!

I'm sure I've said this in the past, maybe multiple times, but....reality television.

Tech bros.

Crypto bros.

Real estate commissions.

People who don't take care of their yards.

Door dings.

Spam texts and emails.

Escape Pods

For something that is now so ingrained into our culture, only once before have I blogged about podcasts.  That was back in 2020, at the height of the Covid-19 pandemic, when we all craved for new entertainment content.

There are so many more podcasts out there now.  Some are good, some are bad, and some only exist to make money for a producer without any social value.

I don't have time to listen to all of the podcasts I'd like -- there are too many of them, and/or their running time is too long.  (In the same way no movie needs to be longer than two hours, no podcast needs to be longer than 45 minutes.  And this is coming from someone who never listens to the commercials, nor listens at less than 1.5x speed.  To me, an hour-long podcast equals a three hour-long movie, and no one has the time or content to remain interested in that.)

As mentioned in 2020, my main go-to podcasts are those from the Freakonomics Network.  They have several now in addition to the main weekly podcast, including a newer one called The Economics Of Everyday Things.  It's about how some industries work, anything from Girl Scout cookies to car washes to body part sales(?).  Plus, it's always less than 30 minutes long -- see last paragraph.

A longer, similar podcast is called Search Engine, which is a deep-dive on a hodgepodge of topics that we might never think about.

For politics, you can't beat Pod Save America, hosted by the former Obama speechwriting crew.  If you don't lean progressive, a more middle-of-the-road podcast is Hacks On Tap, hosted by former democratic and republican political operatives.  (Mike Murphy, the republican, is as witty as they get.)

On the lighter side, I prefer Conan O'Brien Needs A Friend, in which he interviews mostly other comics.  His shorter fan-interview offshoot, Conan O'Brien Needs A Fan, is also great.  No one is funnier and more likable than Conan.

I know, I know, there are so many more that I'm sure would be great to hear, including some I've never even heard of yet.  (That doesn't include true crime or cold case stories, which I don't care about.)

This is as far as I can go in my current pre-retirement world.

A Candidate Guide, Circa 2024

Tonight the spotlight of American politics once again shines on Iowa, as it holds its quadrennial caucuses.  Beginning this year, it'll only be first-in-the-nation for the Republican party (such as it is), as the Democratic party voted to move their version to the more diverse electorate of South Carolina.

As I did in 2012, 2016, and 2020, here's my candidate guide for this cycle:

Nikki Haley --

The only one exceeding expectations in Iowa, she's not-coincidentally the least extreme on social issues, with some foreign policy experience as former U.N. Ambassador.  Very likely would be the next U.S. president if she won the nomination, and eventually agreed to discard the Trump stench.  In an attempt to save democracy, I should probably go caucus for her, but these days I don't want to register as a Republican for even one day to do it.

Ron DeSantis --

The most underperforming given the expectations of 6-9 months ago.  In addition to his aloofness and lack of charisma, he has no views setting him apart from his main competition.  Religious conservatives have boosted him, but everyone knows after Iowa, that gets him absolutely nowhere.  He's basically a dumber, meaner version of Jeb Bush, another Florida governor whose national profile went down after running for president. 

Vivek Ramaswamy --

Another guy who made a fortune running a tech company who thinks that made him an expert on everything.  Achieved his 15 minute of fame after one summertime debate, but once people looked at him more closely, they didn't like what they saw.  Basically, at this point everybody thinks he's kind of an a-hole with no political credibility.  Probably running for VP at this point.

Donald Trump --

More criminal than candidate, the MAGA cult leader is almost sure to win in a state full of caring but intellectually-challenged older rural white people.

Others Formerly Known As Candidates including Asa Hutchinson (technically still in the caucus), Chris Christie, Doug Bergum, Tim Scott, Mike Pence, Will Hurd, Ryan Binkley (who?) -- 

You weren't self-aware enough, and/or were only in it for the attention.  Thanks for visiting.

It Isn't WOITH It

Over a decade ago, I started to write a number of blog posts about people (politicians) I considered to be Whacked Out In The Head, shortened to the acronym WOITH.  I stopped adding to it years ago, it seemed / seems a juvenile thing to do, it took time away from other things I wanted to write about, and frankly, there would be no end to the list.

However, due to the overwhelming number of very deserving new candidates that have crawled out of various holes since 2016 or so, I've decided to make one last(?) update of WOITH award winners.  There are really too many to list, so I'm simply going to name it as a group:

Every so-called MAGA republican.

This includes now high-ranking folks in the U.S. Congress, including current Speaker of the House Mike Johnson, a truly weird, conspiratorial, and homophobic person.

It includes a new, even crazier generation of Iowa politicians, mostly (but not all) older white guys who think people want them to ban books, legislate medical care, and minimize vulnerable people.  

And of course, it includes the leader of the band, DJ Trump, a malignant narcissistic, grifting, admittedly fascist, wannabe dictator.  He's as WOITH as it gets, and unfortunately very good at trying to get weak-minded folks to be more like him.

Sending Us Their Worst And Brightest

With one year to go before a presidential election, the Republican candidates are ramping up their presence in Iowa for the January presidential caucuses.  Most of them have been in the state for months already, either in person or by way of their persistent, local media advertisements.

Now's a good time for my one-sentence review of the viable contenders, each trying their best to appeal to the farthest right of the far right political spectrum, which now dominates the entire GOP.  Not going to comment on the four-time indicted, democracy-hating, malignant narcissist former president who's also running (from something as much as for something).

Ron DeSantis -- An Ivy League educated, military veteran who offsets that by being a demagogue who's consistently awkward when campaigning in person.

Nikki Haley -- The only one who occasionally says some moderate-sounding things, which is probably why she's concentrating more on the New Hampshire primary.

Tim Scott -- Something oft-putting for Iowans about about a single, soft-spoken, southern black man trying to show everyone how conservative he is.

Vivek Ramaswamy -- An annoying, weird, egotistical rich guy who everybody agrees is the least likeable candidate, which isn't great for him.

Chris Christie -- Credit to him for being the only candidate to call out the ex-president and his MAGA cult, but he's really just playing the role of spoiler.

Mike Pence -- He's dropped out, and he may have temporarily saved democracy by doing his job as VP, but wanted to say how much he deserved the disdain he received from all sides.

What's The Harm

Have you ever wondered why so many people care so much about things that do no harm to anyone?  I have, and it’s recently been a recurring theme politically, professionally, and personally.

Starting with that former one, in Iowa and other republican-led states, politicians and their activist buddies are primarily focused on passing laws that hurt the LGBTQ community.  Why?  How are they or anyone else being harmed by library books, drag shows, or gender-identity causes?

The answer is they aren't harmed, but they're scared -- not only about change, but about losing money, power (same thing), and religion (also the same thing!).  Fake conservatives want no threats to their straight white Christian world.

Moving on the the professional front, I work with vendors who need authorization forms.  That's no problem, until they start requiring a specific manner of delivery.  We've long ago entered the digital age, and the COVID-19 pandemic made it even more common, but I still work with vendors who require original documents.

Who is harmed by accepting verifiable electronic signatures?  I guarantee these companies are going to digitize the document anyway!  I suppose the answer here is, some companies will only do things the way they've always done them.

Finally on the personal level, I've experienced an increase in the already-high number of people who want to make everything about themselves.  No conversation can be had without them taking it over, for nothing can be more important than what they or their loved ones do.

They'll even complain when told good news, if it isn't given at the time and place or their choosing.  A family / friend getting more attention harms no one; it only interrupts the desire of some for affirmation from others.  (Thanks, Facebook!)  Those who represent the 'some' should be avoided.

My conclusion in all of these items is pretty libertarian: If it harms no one else, why do you care?

The Real Killers

The United States of America just suffered another mass shooting of elementary school children, this time in Texas.   I wrote about the last one(!) in 2012, and I basically predicted this one a week later.

If it isn’t already obvious, nothing has changed in the last 10 years.  I take that back, something has changed – it’s even easier now to buy guns, especially assault-style weapons. 

The gutless politicians governing our gun-crazy culture love their power too much to do anything about mass shootings.  These Republicans – and let's call a spade a spade, that’s who they are – accept millions of dollars from the gun lobby to retain their legislative ‘jobs’ in return for making it easy in this country to buy plentiful guns and ammunition.

These pathetic grifters love money and power more than the safety of the citizenry.  As cover, they try to blame mass shootings on everything else but guns.  Then after some time goes by, they try to water down our gun laws even more, as directed by their gun-lobby (Read: NRA) overlords.

It's hard to think how much less safer our gun laws can be when an 18 year-old in Texas can buy assault weapons without a comprehensive background check or waiting period.  How hard is it to correlate that with the fact the United States is the only nation in the world where mass shootings regularly happen?

In a way, the gun lobby has had it right all along.  Guns don't kill people, people kill people -- especially if they're a politician with an R behind their name.

No More F**** To Give About T****

Over the years, I've made fun of people who consistently make, and make public, their New Year's resolutions.  I've probably even made fun of them in some previous blog post.  I'm all for improvement via positive self-talk, but the vast majority of these resolutions are forgotten within a couple of months, even though the initial self-affirmations remain on social media accounts forever.

That said, this year I'm going to join the crowd, and publicize my own resolution.  It's very simple: I'm not going to remain silent or try to change / avoid the subject the next time I hear anyone, speaking to me in person or in a group, tries to defend the worst, narcissistic, racist, xenophobic, homophobic, misogynistic, grifting, criminal, fascist president in U.S. history, Donald T****.

In retrospect, it's a shame I put so much effort into not confronting people on that topic before now.  It seemed like such a waste of time and energy, trying to use truth and facts to explain something to the unwilling and unknowing.  Changing the subject was a more rational approach than trying to change a mind warped by far right-wing media platforms, which supported / support  T**** and the republican party (small caps on purpose) at all costs.

It was also a function of my professional life, to try to maintain neutrality.  I have clients from all walks of life, although they are overwhelmingly white Iowans.  It sort of reminds me of the famous Michael Jordan quote from a simpler time, when he was asked why he didn't use his platform for social change.  "Republicans buy shoes, too," was his reply.

During the Black Lives Matter protests of last summer, it started to dawn on me that silence wasn't the correct option.  That's the 'white privilege' way of doing things.  Silence can be taken as complicity.

So coming into this year, I decided I wasn't going down that path anymore.  After last week's crazed insurrection movement that killed people at the U.S. Capitol on 1/6/2021, I have extra motivation to not be silent when others are saying and doing ignorant, deranged things.  Put less politely, I don't have anymore fucks to give about those people.

I'm not going out on a limb by putting this in writing on my little unknown blog.  But if anyone reads it and disagrees, or anyone is offended by my verbal pushback someday, I'm ready to move on without them as clients or friends.

I decided long ago I'd reached the point where I really only want to be around people who improve me personally and professionally.  T****-lickers don't do that, and after last week, it's embarrassing to even be around them.

In Defense Of Mechanisms

 A few months ago I made a blog entry about an Intro to Psychology class I took as a freshman in college, and how much of it I still remembered.  A good deal of what was taught in that class came from the research and writings of the most well-known psychological thinker of all-time, Sigmund Freud.

One of those Freudian items was his seven psychological defense mechanisms.  These are essentially ways the mind copes with itself, none of which are particularly appealing:

• Denial: Refusing to accept that something exists or happened, or perhaps simply altering the meaningfulness of an outcome to convince oneself it wasn't important.

• Intellectualization: Thinking about something logically or coldly and without emotion.  

• Projection: Attributing a threatening aspect of oneself to someone else, like accusing another of being angry with you when you in fact are angry with them.

• Rationalization: Creating an acceptable but incorrect explanation of a situation.

• Reaction formation: Doing the opposite of what you would really like to do, such as going out of the way to be nice to someone you really disliked.

• Regression: Returning to an earlier or more childlike form of behavior.

• Repression: Keeping a thought, feeling, or memory of an experience out of consciousness, often with an emotionally difficult situation.

(It's noteworthy that Denial also happens to be the first stage of grief, as I mentioned in that prior post.  It's the quickest and easiest defense mechanism to use, and also the worst one for our society.)  

I've been thinking about these defense mechanisms a lot lately, probably because their usage is way up.  Some of them have come to mind when observing the way people are dealing with the COVID-19 pandemic.  Others have been particularly applicable to politicians and political parties in this election year.  I'm not kidding when I say the current president will occasionally use all of these defense mechanisms in a single reply to a basic question.  (The possible exception is Intellectualization, because that implies logic is involved.)

The point of this all is, 1) I remember obscure things from this college class, and 2) recognizing these defense mechanisms -- not just unknowingly using them -- would enhance everyone's ability to cope with life.

Blocked

You only have to look up the label 'Facebook' on this blog to know I've never been a huge fan.  It was a cool new way for youngsters to communicate at first, but then it was co-opted by adults, and its owners' choices in monetizing the content and data.

If I'm so down on Facebook, you might wonder why I have a Facebook account.  For years now, the answer has been because I use it as an information and entertainment source.

I follow a few comedy shows, see some amusing memes, and get some free info about where other people are and what they're doing.  (BTW, such a dumb thing to do when you're clearly going to be away from home for a while.)  I rarely post anything myself.

More recently, however, I can't take it all.  Too many people posting too many personal, religious / political views, plus other content that I don't agree with.  In the past I might have just un-followed those folks, but I've decided those people deserve less.  So.....

I've started to block those who frequently and consistently post that stuff.  I'm not interested in their boring status updates, and I'm sure they don't care about my infrequent ones -- but just in case, they won't see them.  It was a small act on my part, but it actually felt pretty good to do it.

I didn't expect that feeling, but I felt that way nonetheless.  It was nice to take control of the content, and in a way, set a price of admission for other people to see mine.

Caucus Of Death

Disaster.  Debacle.  Embarrassment.  Fiasco.

You may think I'm talking about the current presidential administration.  While those words definitely all fit that, I'm actually referring to another political item:  The 2020 Iowa Caucuses.

This isn't going to be a review of what went wrong. [Technology.]  Nor will it be a prediction about the future of Iowa's first-in-the-nation presidential election year event.  [Terminal.]  It's to clarify something the national media doesn't cover:

Most Iowans do not give a damn about preserving their first-in-the-nation caucus status.

The only folks who really ever cared were / are mainly political activists and wonks, who constitute a very small percentage of the population.  I'll also throw in the hotel and restaurant industry and a few other small main street businesses, which enjoyed higher sales from all of the extra people roaming the state off and on for months.

Yay for the economic growth of a few, on a quadrennial basis.

So for anyone who thinks Iowans will be universally sad to see the caucuses abandoned, no worries!  We're actually looking forward to having fewer political commercials bombard us on both traditional and digital media platforms.  We're looking forward to having more elbow room at the Iowa State Fair.  We're looking forward to the calm.

The Iowa caucuses have always been a slightly goofy anachronism in the privacy-challenged digital age.  It may well be time for them to die.

In which case, not that many Iowans will be crying at the funeral.

A Candidate Guide, Circa 2020

Next week, Iowa hosts its semi-famous political caucuses.  The attention this year is even more overwhelming than usual, thanks to a toxic political climate and social media.

It's time for my quadrennial assessment of the remaining candidates who are spending time in Iowa, this year limited to the Democratic Party since the Republican party is set on nominating the current ignorant, corrupt, and impeachable president.  In alphabetical order:

Joe Biden -- The safest, most moderate pick for the Dems.  A known commodity with the best chance of winning the electoral votes in the states that matter most.  He would be an more formidable candidate if he was several years younger.

Pete Buttigieg -- His moderate temperament and views, along with his military service, make him interesting.  A lack of political baggage is also a plus, but a lack of experience is a negative.  It's very surprising that he's made it this far.

Amy Klobuchar -- Another moderate whose views are reasonable and nationally appealing, and she has a neighboring state, midwestern likability to her.  However, that likability doesn't translate into passionate support for her candidacy.

Bernie Sanders -- He's been in this race before, so he knows the issues, has refined his message, and has the name recognition.  Has popularity with younger voters given his populist message, but that probably hurts more than helps in a national election.

Tom Steyer -- The 'attack Trump' strategy has appeal with some, but everyone knows he's just in it for issue advocacy and name recognition, right?

Elizabeth Warren -- The most intellectually appealing candidate, with a detailed plan for almost  everything.  Her energy and experience also help, but she limits her chances by being too far left on a few issues, namely college debt and health care.

Andrew Yang -- Doesn't seem there's any chance he'd win with no experience, but everyone should listen to what he's saying about the future of the U.S. workforce and economy.

Not mentioned is Mike Bloomberg, who isn't campaigning in Iowa but who could have an impact on the actual nominee, assuming it isn't him.

Post #400

This is my 400th blog entry since I started it almost 10 years ago(!)  (I'll have to throw a party in July when the actual 10th anniversary arrives.)  I'm going to do what I've done in past 'century' posts, which is to review some of what I wrote about since my 300th entry.  The time gap between the 300th and 400th is going to expose how I don't write as much as I used to -- it's taken me twice as long as the prior 100.

I wrote about several recurring annual topics, including the Berkshire Hathaway Annual Meeting (soon to be post #410), my advice to graduating seniors, RAGBRAI musings, and things for which I'm not thankful. 

I wrote about how smart people have many advantages in the world, but are disadvantaged by a lack of numbers, and so many stupid people holding them back.

I wrote about new cities and regions of the country I visited, including attending the Rose Bowl.

I wrote about how great social media technology and platforms could be, if not for the all of the people who use social media for evil and not for good.

I wrote more about our country's slow, inexorable march toward decriminalization and legalization of marijuana, which can't come soon enough.

I wrote a few more times about financial issues, and starting my own firm.

I wrote a handful of times about great songs and songwriters, a dying breed with the exception of a few hip-hop and country artists, to which I rarely listen.

Nearly 100 entries apart, I wrote about my observations at the funerals of my father and mother.

I wrote about how religion separates people (and in many cases, harms people) at least as much as it brings people together.

I wrote about the dysfunction and hatred of this decade's politics and politicians, which is in many ways related to the last item.

I wrote about how today's baby boomer parents are ruining not only their kids' lives, but society in general, with their awful parenting.

I wrote a few items of self-reflection, on what happened in the past, and what I might do differently if I knew then what I know now.

400 posts.....bring on the next 100!

2019

Should auld acquaintance be forgot, and never brought to mind?  No, it's time to again review the things I wanted to have happen this year, and consider some things I would like to see happen in 2019.  As usual, we start with the prior year's list, with comments in ALL CAPS:

-The failure of Bitcoin, not as an idea, but as an investment.
BITCOIN'S SHARE PRICE WENT FROM OVER $15,000 TO UNDER $4,000.  THESE DAYS, IT'S AN AFTERTHOUGHT.

-An NCAA scandal so large they will have to start allowing players a cut of revenues.
THERE WAS/IS A RATHER LARGE SCANDAL RELATED TO SHOE COMPANY REPS GETTING MONEY TO DIRECT AMATEUR BASKETBALL PLAYERS TO CERTAIN SCHOOLS.  BUT SO FAR IT'S ONLY LED TO A FEW COACHES BEING FIRED.

-More destinations and ways to fly on Southwest Airlines.
WELL, THEY ADDED A DIRECT DES MOINES - PHOENIX FLIGHT.

-A widespread ability to charge devices without a cord (also asked for this for 2016).
NOPE.

-A new governor / lieutenant governor elected for Iowa.
IT LOOKED LIKE THIS WAS GOING TO HAPPEN, BUT IT TURNED OUT TO BE A SURPRISING DISAPPOINTMENT.

-Let's try this -- exponential growth in the cannabis industry to the extent all states will want a piece of it through taxation.
ALMOST READY TO SAY THIS HAPPENED.  [I JUST COVERED THIS IN MY LAST POST.]

-Greater national and international awareness of CRISPR (genome editing) technology.
THERE HAVE BEEN MORE NATIONAL STORIES ABOUT THIS.

-Smaller entree portions served in restaurants, for a reduced price.
THE PORTIONS MAY HAVE GOTTEN LARGER.

-Fewer national weather disasters, but more understanding of climate change.
ANOTHER ITEM THAT MOVED FARTHER AWAY FROM HAPPENING, NOT CLOSER.

-The resignation or impeachment of a mentally unstable and unqualified president -- again, no names.
CARRYING THIS ONE OVER TO NEXT YEAR.

Now, for 2019 I'd like to see these things happen:

The resignation or impeachment of a mentally unstable and unqualified president -- again, no names.

The electric vehicle becoming America's fastest growing (by percentage) seller.

Alabama and Clemson and New England to have poor football seasons.

Some major medical breakthrough, perhaps a vaccine to eliminate a dread disease.

Consistent, moderate summer rain in central Iowa.

A priest actually arrested and charged and jailed for past sexual abuse.

More cities allowing app-based scooter rentals.

Another scandal that ruins another Fox TV personality.

U.S. restaurants that allow payment by app, OR that bring the credit card reader to your table.

Me traveling to one of the five continental states in which I've never set foot.

Ten Years Of Not Being Thankful

The 10th anniversary of my Thanksgiving-time list of things for which I'm not thankful -- can it be so?  It thought about making this a 'best of the lists' list, but I have plenty of fresh ones in mind.  As always, you can get to the prior lists by following the Thanksgiving label on the blog:

Tariffs.

Esports and professional gaming.

Toilet paper set to roll out underneath instead of over the top.

Political rallies.

The 2018 NFC Championship game.

Dust.

Individuals using social media to promote themselves.

Voter suppression.

Movies based on comic books / characters.

Wildfires.

Neighbors who don’t rake their leaves.

Autocrats.

Dear Graduating Class of 2018

Another school year ends, another commencement-style address begins:

To the college graduates of 2018:

Are you paying attention?

Not to me, not to any words of wisdom you might get from thousands of different college commencement address speakers.  Are you paying attention to what's going on in America?  To what's going on in the world?

Paying attention to civilization is the most important thing you should be doing now.  I know, it wasn't your strong suit the past several years.  You did enough to get your degree, but listening to long, boring lectures doesn't lend itself to paying attention.  For anyone.

If paying attention hasn't been your thing the past four (five? six?) years, it needs to be now.  Bad stuff is happening.  Stuff that has the potential to make your future miserable.  I'm not just referring to your job future, but your future of life, liberty, and the pursuit of happiness.

Through a mixture of inattentiveness, conniver-y, and outright lying, certain individuals have been given power that far exceeds their ethical and moral capacity to handle it.  This has led to them placing other ethically- and morally- challenged people in powerful posts.

The not-so-surprising result is a government that isn't actually working for the people.  It's only working for, well, let's just say your chances of success are currently for less dependent on whether you have a college degree and for more on whether you are a white, heterosexual, Christian male.

Are you paying attention now?

The way to fix our broken government is to know what's going on.  The best way to know what's going on is to stay abreast of current events, and I don't mean by keeping up with your Instagram or Twitter feeds.  That isn't nearly good enough.

Watch the news, nationally and locally, and preferably on more than one channel.  Read a bunch of different papers, articles, and books.  Talk to a lot of people, and not just to your friends, who probably already think the same way as you do, or they wouldn't be your friends.

Show a little bit of passion for having a government and political system that works the right way, under the rule of law  -- after all, you're paying for it, even if you don't have a job.  Then, when election day rolls around, vote.

Pay attention!

Oh, and congratulations.

The LOST Loss

I’m a big believer in behavioral science / economics, which is essentially the idea that people are motivated in all facets of life by potential gains or losses, and their calculation of the underlying risk in achieving / suffering those gains and losses.  The gains and losses are often related to money, but can also be based on things like religion, politics, or relationships.

Unfortunately, many times humans do not properly calculate the underlying risk, leading to bad decisions / behavior.   I thought about this again this week, when the residents of my county were asked to vote in favor of voluntarily and regressively taxing themselves via a sales tax increase.

The local option sales tax (LOST) has been around for a while in Iowa, as a way for county localities to raise additional tax revenue by tacking on another 1% to the statewide sales tax.  When it was first introduced around 15 years ago, the idea was to allow counties to use the money solely for school infrastructure improvements over a 10-years taxing period.  As with most new tax ideas, I've hated it from the beginning.

Over several years, every county in Iowa passed a LOST, increasing the total sales tax from 5% to 6%.  And as a result, we have the nicest school infrastructure in the United States.  For real.  I’ve been to most other states, and their school building suck compared to Iowa.  (Of course, there’s absolutely no evidence that nicer bricks and mortar mean smarter kids, but that’s another story.)

But then something happened that was only predictable to those of us with common sense:   The LOST never went away.  In fact, after the school districts mismanaged their budgeted improvements to the tune of millions of dollars, the state decided to simply make the statewide sales tax 6%, and allow another, new LOST for counties to use as they wish.

97 Iowa counties have piled on to this regrettable legislation, leaving only two that have not voted for a new LOST that increased sales taxes from 6% to 7%.  (Note:  That isn't a 1% increase, that’s a 19% increase, a math computation the LOST supporters don’t want anyone to know about.)  My county is one of the remaining two, and this week, after an affluent neighboring suburb passed a LOST a few months ago, my county decided to have another vote.

Which brings me back to behavioral economics.  Why would anyone vote to tax themselves, especially with no explicit guarantee that local government would spend the money on non-essential services?  Yet, it happens quite often – as I mentioned, it recently happened in 97 out of 99 other instances in Iowa.   It’s usually backed with nothing more than a promise that the sales tax it would help to offset some other tax burden (this time it was property taxes) or that it would not be permanent (see above).

My answer is, it’s another matter of not properly calculating the risk.  Many people don’t recognize the cumulative impact of a regressive tax.  They think of it in terms of ‘just an extra penny on the dollar’ rather than a whopping 19% increase on every Average Joe that will probably cost hundreds of dollars a year, and many thousands of dollars over many years.

As in past LOST votes, I voted no, and I’m pleased to day this time it failed (barely).  I’m not against paying for essential government services, but I’m totally against voting to tax myself for undisclosed services I may not need, to be administered by government bureaucrats that haven’t been truthful, and who aren’t good stewards to begin with.

In other words, I’m for properly assessing risk and behaving appropriately. 

2018

Another New Year's Eve (eve) is here, so it's time for my annual review of the things I wanted to have happen in the past year, and a fresh list of things I want to have happen in the next year.  Here's the 2017 list, with comments in ALL CAPS:

-Again:  At least some progress on medical marijuana in Iowa,

THE GOOD NEWS IS, SOME PROGRESS WAS MADE.  IT'S GOING TO BE A TAD BIT EASIER FOR THOSE WHO NEED IT TO GET IT.  THE BAD NEWS IS, IOWA IS STILL NOT FULLY COMMITTED TO IT.

-Some type of institutional or legal control over fake news / social media.

FACEBOOK HAS TAKEN SOME ACTION, ALBEIT TOO LITTLE, TOO LATE.  AT THIS POINT, IT'S HARD TO GET IN FRONT OF IT, BECAUSE THE PRESIDENT LIVES IN A VIRTUAL REALTY WORLD THAT HE WANTS OTHERS TO BELIEVE IS NORMAL.

-Related to the above, more critical thinkers, fewer idiots who believe everything they hear.

THERE ARE MORE CRITICAL THINKERS ON THE LEFT, AND LET'S JUST SAY FEWER CRITICAL THINKERS ON THE RIGHT.

-GPS technology used in major sporting events, e.g. to mark the ball in football games, and for the strike zone in baseball games.

NOPE.  LOSERS.

-More working from home by me.

THIS HAPPENED, BUT TO ONLY ABOUT 25% OF THE LEVEL IT SHOULD HAVE.

-The return of popular mainstream rock bands and rock music.

THIS DIDN'T HAPPEN, HOWEVER, I SAW RED HOT CHILI PEPPERS AND JOE WALSH AND TOM PETTY (AND SCHEDULED TO SEE BOB SEGER) IN CONCERT.  SO IT WASN'T ALL BAD.

-Implementation of the fiduciary rule, and the demise of commission-based financial advice.

THE CURRENT ADMINISTRATION ALLOWED THE RULES TO GO INTO EFFECT, BUT THERE WILL BE NO ENFORCEMENT UNTIL AT LEAST 2019.  SO, NO.  AND SINCE FINANCIAL INSTITUTIONS ARE IN THE REPUBLICAN'S POCKETS, MIGHT AS WELL FORGET ABOUT THIS FOR A FEW MORE YEARS.

-The resignation or impeachment of an unqualified president -- no names, any one will do.

NOT AS CRAZY AS IT SOUNDED LAST YEAR. WILL ADD PUSH THIS FORWARD.  IT WON'T BE ANY FUN TO ASK IT FOR 2019 BECAUSE BY THEN IT WILL BE LIKELY.

For 2018 I'd like to see:

The failure of Bitcoin, not as an idea, but as an investment.

An NCAA scandal so large they will have to start allowing players a cut of revenues.

More destinations and ways to fly on Southwest Airlines.

A widespread ability to charge devices without a cord (also asked for this for 2016).

A new governor / lieutenant governor elected for Iowa. 

Let's try this -- exponential growth in the cannabis industry to the extent all states will want a piece of it through taxation.

Greater national and international awareness of CRISPR (genome editing) technology.

Smaller entree portions served in restaurants, for a reduced price.

Fewer national weather disasters, but more understanding of climate change.

The resignation or impeachment of a mentally unstable and unqualified president -- again, no names.

Iowa Pride

This past weekend, I attended another Iowa - Iowa State football game in Ames.  I've gone to a lot of these games over the years, and while the product on the field isn't always great, and some (Hawkeye) fans are irrational about their team, the pre-game tailgating and camaraderie are always above par.

For example, a picture that went viral (at least in Iowa) was of two men wearing Iowa State gear lifting a wheelchair-bound Iowa fan -- later identified as a relative of an Iowa player -- up some steps into the stadium.  This is the kind of routine nice that you usually see in Iowa.

It got me to thinking that I've been spending too much time thinking about what's wrong with Iowa.  Things like our politicians, our weather, our meth labs, and did I mention our politicians?

Anyway, there are plenty of good things about Iowa and its residents, including but not limited to.....

* Generally relentlessly friendly people
* Generally intelligent people
* Wide open spaces
* Low crime rate
* Low cost of living

.....and at the end of the day, it's better to focus on these things than on Iowa / Iowans' shortcomings.

But it's easier to spot and write about the shortcomings, so that's going to keep happening.